Daily Commerce
Wednesday, September 22, 2021
GUEST COLUMNS

Wednesday, September 22, 2021

California is poised to invest $10 billion to accelerate housing production and $12 billion to tackle homelessness.

Tuesday, September 21, 2021

The San Joaquin Valley town of Corcoran is sinking.
"Rich is just the term we use to describe people who have more than us when we don't think they deserve it."

Monday, September 20, 2021

While important reforms have been approved for the Cal Grant system, AB 1456 would bring additional investment to make it better.
The changes to the form and its financial aid calculations aim to make the FAFSA simpler as well as to encourage more students to complete it and to expand aid eligibility for lower-income students.

Friday, September 17, 2021

In the fall, many employers offer an open enrollment period – a window of time to select your benefits package for the coming year. It's easy to overlook this opportunity and maintain the status quo, but this could be a costly mistake given the significant role benefits play in your financial life.

Thursday, September 16, 2021

While the intentions might be good, it will be extremely important for governing bodies to determine what is considered COVID-19 immune and COVID-19 vaccine exempt.
Living on the South Carolina coast means living under the threat of dangerous weather during storm season. But the added peril of the pandemic made Ann Freeman nervous.

Wednesday, September 15, 2021

As if California needed another crisis, the state's seemingly perpetual wildfires are forcing millions of homeowners in fire-prone areas to pay skyrocketing premiums for insurance coverage — if, indeed, they can buy it at all.

Tuesday, September 14, 2021

Later this month, a group of renters in the United States will get a new break when they try to become homeowners: Their history of consistently paying their landlords will count toward qualifying for a mortgage.

Monday, September 13, 2021

Was your home damaged by Hurricane Ida? Insurance experts say you should file claims as soon as possible — if you have coverage.

Friday, September 10, 2021

There is no right answer for everyone, but in many cases, it may make sense to use both active and passive investments to effectively build and manage a diversified portfolio.
It can't be said enough; California's farming industry is a cornerstone of this great state – our growers provide food for your families and the world. As we hear so often during this pandemic, farming and agriculture are essential.

Thursday, September 9, 2021

The government's app for facilitating transactions — its "digital wallet" — went offline temporarily, protesters took to the streets of the capital to denounce the move, and the price of Bitcoin dropped sharply, demonstrating the volatility of the cryptocurrency market.

Wednesday, September 8, 2021

An acquaintance had some good news to impart last week: Her son, who operates construction machinery, just got a raise from $43 an hour to $57. It explains why government construction is costly in California, but also undermines the popular belief that one must have a college degree to get a well-paying job.
Gov. Gavin Newsom's $6 billion broadband plan approved by the Legislature in July is a massive investment providing California's best chance yet to close the digital divide and finally connect the state's remaining unserved households that still have no internet service or very slow service.

Tuesday, September 7, 2021

The problem emerged last year as state employment systems were straining to process a crush of claims during the coronavirus pandemic. The fraud persists even as authorities try to crack down on it and as expanded pandemic unemployment benefits are set to expire, identity theft experts say.

Friday, September 3, 2021

Proposition 22 "appears only to protect the economic interests of the network companies in having a divided, ununionized workforce…"
If you're among those who plan to quit your current role in search of a better opportunity, it's important to consider how doing so could affect your finances. Here are some things to think about before you hand in your two-week notice.

Thursday, September 2, 2021

Under California law, non-exempt employees who are not provided a compliant meal and/or rest break must receive "premium pay" equal to one hour of pay.

Wednesday, September 1, 2021

Three decades ago, it became apparent that casino gambling was coming to California and the only question was who would control and benefit from it.
Nearly $2 trillion in federal funding is flowing to state and local governments as part of the American Rescue Plan, which is more than what President Franklin Roosevelt spent on the New Deal, even after accounting for inflation.

Tuesday, August 31, 2021

Olympic athletes Naomi Osaka and Simone Biles received outpourings of support when they withdrew from competition recently to protect their mental and physical well-being.
A year and a half of pandemic living has revealed — or reminded us of — some persistent patterns around money, gender, marriage and families. And they aren't always pretty.

Monday, August 30, 2021

A new crop of mobile money apps are promoting themselves as part of the solution to a stubborn problem: a lack of financial savvy, particularly among young Americans.

Friday, August 27, 2021

As a result of recent legal developments, the gun industry, which has weathered lawsuits and legislative efforts to clip its wings with impunity, is in an unprecedented state of vulnerability.
Budgeting and financial planning are two terms that are easily confused. Both apply to personal finances and both are activities that can help you be financially successful now and in the future.

Thursday, August 26, 2021

The differences between President Biden and Gov. Newsom were never as stark as they were earlier this month. Both leaders understand the urgency of climate change. Both see our economy transitioning to lower-carbon energy sources. But the way they're governing is wildly out of sync.
There's an expression about the personal-information-grubbing practices of free digital services that sell ads, including Facebook and weather apps: If you don't pay for the product, you are the product.

Wednesday, August 25, 2021

Training programs, like a mandatory training on limited conservatorships conducted last week by the Los Angeles County Bar Association which are not guided by formal performance standards, are a recipe for disaster.
California had a huge and growing housing problem before COVID-19 reared its ugly head 18 months ago, falling well short each year of state construction goals.

Tuesday, August 24, 2021

A trial expected to start yesterday will offer an unusual, public peek into the details of a big-money Silicon Valley divorce. They include Hassan's failed attempt to persuade Huynh to sign a so-called postnuptial agreement and his admission that he started a website in her name to publicize embarrassing information from her past.

Monday, August 23, 2021

Assembly Bill 616 is misleadingly being portrayed as merely a way to shift farmworker union elections to mail-in ballots. In reality, the bill could deprive California farmworkers of many of their existing rights in choosing whether to form or join a union, including the secret ballot.
The coronavirus pandemic appears to have unleashed a tidal wave of entrepreneurial activity, breaking the United States — at least temporarily — out of a decadeslong startup slump.
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